Llustrate how property and motor vehicle insurance impact your Speech or Presentation

Llustrate how property and motor vehicle insurance impact your financial resources - Speech or Presentation Example Consequently, establishing this fact enables an individual to choose an apposite venture that suites his/her risk orientation. Evidently, the above couple requires a low risk venture. However, such investment has minimal returns. Appraising of a venture’s risks constitutes budgeting of investments. Diverse investments have differing risks. Thus, it is essential to manage risk associated with the each venture. For an investor to optimize benefits emanating from funds committed, it is indispensable to manage the investments as they progress (Stone, 2011). Secondly, an investment strategy ought to stipulate the relevant undertakings required to ensure realization of the venture objectives. Accordingly, Mr. and Mrs. Garner should budget their finances appropriately. This ensures they have enough net revenue that will finance the venture they seek to undertake to support retirement and college for their sibling (Besley & Brigham, 2007). Thirdly, budgeting will permit the couple to establish an investment strategy. This policy will avail prior familiarity to the couple on suitable investments. Mr. and Mrs. Garner will realize the apt strategy they require to institute to have adequate finances to invest. Mr. and Mrs. Garner should choose a venture that extends over a prolonged period. The couple seeks to invest in a plan that will finance their departure from employment. Such an investment will require budgeting to enable the couple to avail funds at apt durations. The couple ought to enrol into a retirement fund. The scheme subtract the funds required to fund the plan prior to the member receives the salary. Consequently, the couple will not default payment of the investment subscription. Budgeting is critical in investment planning since it enables the financier to avail funds timely. Finally, an investment strategy should adopt a means to appraisal of ventures. As such, the couple can monitor the progress of the venture.

Disability in the Workplace Research Paper Example | Topics and Well Written Essays - 2000 words

Disability in the Workplace - Research Paper Example People living with disabilities have been cited as the most disadvantaged in employment and this paper focuses on discrimination against people with disabilities in the workplace. The legislation against this form of discrimination, particularly the Americans with Disabilities Act, ADA would be evaluated and compared to its revised version referred to as the ADA Amendments Act, ADAAA which sought to clarify contentious issues in its predecessor. Treatment of people unfairly in particular respects amounts to discrimination and would happen because of people’s prejudiced or stereotypical beliefs about other persons based on their attributes or personal characteristics. Chou and Choi further define workplace discrimination as the variation in treatment pegged on an individual’s characteristics â€Å"which impairs or nulliï ¬ es fairness of treatment or opportunity in the workplace† (1052). Repa (253) gives examples of illegal discrimination as discriminations based on race, skin color, religious beliefs and nationality. Robin (2) points out at sexual harassment as a rampant form of discrimination especially in workplaces. Other recent forms of discrimination considered to be illegal include discrimination based on one’s HIV/AIDS status, pregnancy, being divorced, lesbian or gay. Some other forms of workplace discrimination prohibited by the Americans with Disabilities Act include discrimination ba sed on mental or physical disability, job applicant’s present and past medical conditions and creation of worksites that pose physical barriers to movement of the physically handicapped (Goodman-Delahunty & Foote 27). Treating everyone equally also amounts to discrimination. However, there are exemptions for discrimination such that they do not amount to being illegal, but only if for a specific purpose. These exemptions allow for employers to recruit from a particular race, sex or age when these